Income intelligence.
Built for how you actually work.
TracLedger connects your platforms, categorizes your expenses and shows you exactly what you're earning — and what you're keeping.
Sign up for early access and get a free 2026 Tax Deductions Guide for freelancers.
Seamless integration with
Experience that grows with your scale.
From freelancer to multi-location business owner — TracLedger adapts to where you are.
Unified Income Tracking
Every dollar from Stripe, Square, Plaid, and manual entries flows into one beautifully organized dashboard. No more platform-hopping.
AI Tax Estimates
Real-time quarterly estimates using your actual income. SE tax, federal, and all 50 states — updated as your numbers change.
Bank-Grade Security
AES-256-GCM encryption for every credential. Read-only access to your accounts via Plaid — we can never move your money.
Why business owners choose TracLedger
50
States covered
Full US tax coverage
SE tax, federal income tax, all 50 state rates, and local rates for NYC, Philadelphia, and Detroit. Adjust as your income changes.
Real-time estimates
Quarterly obligations update live as income flows in. No surprises at Q-end.
IRS citations
Every deduction answer cites the actual IRS publication. Not a guess — a sourced answer.
One-click CPA packets
Generate a professional quarterly tax memo your accountant can review immediately. No more shoeboxes at tax time.
Your intelligent tax assistant
Marie-Flynn isn't just a chatbot. She's trained on current IRS publications and provides citations for every recommendation — ensuring your deductions are legally sound.
Marie-Flynn
TracLedger AI Assistant
Get started in three minutes.
Connect your accounts
Securely link your banks, credit cards, Stripe, and Square. Takes about 90 seconds per platform.
Let AI categorize
TracLedger AI automatically sorts income and expenses into Schedule C-ready categories. Edit anything with one click.
See your numbers
Your real-time income, net profit, and quarterly tax obligation — updated continuously as money moves.
Transparent pricing for growing businesses.
Start with a 14-day free trial. No credit card required.
Pro
Billed monthly
For freelancers and independent contractors
- Unlimited bank & card connections
- Full transaction history
- AI expense categorization
- Marie-Flynn AI assistant
- Quarterly tax estimates
- State & federal tax estimates
- CPA-ready tax packets
- Document upload & receipt matching
- Income & expense reports
- Tax deadline reminders
- Email support
Business
Billed monthly
For business owners with POS operations
- Everything in Pro
- Square POS integration
- Multi-location support
- SMB-specific tax rules
- Dedicated business reports
- Google Sheets sync
- Advanced analytics
- Team member access (coming soon)
- Priority support
Both plans include a 14-day free trial. No credit card required. Cancel anytime.
Built from a personal mission for financial clarity.
“I watched my mom — a 1099 worker — struggle every quarter with scattered income and confusing tax obligations.”
— Devenschy D., Founder
Why I Built This
TracLedger didn't start in a boardroom. It started with a single mother wrestling with a shoebox of receipts. Devenschy watched his mom navigate the complexities of being a 1099 worker — constantly battling scattered income streams and the crushing uncertainty of quarterly tax estimates.
TracLedger exists so no freelancer or business owner has to feel lost about their own money. We're building income intelligence infrastructure — the financial brain freelancers and business owners never had.
Frequently Asked Questions
Ready to take control of your income?
Sign up for early access and get a free 2026 Tax Deductions Guide for freelancers.